Rent vs Buy Calculator
Compare the true cost of renting versus buying a home over time.
Buying
Renting
About Rent vs Buy
The rent vs buy decision depends on many factors: how long you plan to stay, local market conditions, your financial situation, and personal preferences. Buying builds equity and offers tax benefits, but comes with maintenance costs, property taxes, and reduced flexibility. Renting offers mobility and predictable costs but no equity building. Generally, buying becomes more favorable the longer you stay in a home - often 5+ years is the break-even point.