Student Loan Calculator
Free student loan calculator. Estimate monthly payments and total interest for student loans.
Repayment Plans
Compare standard (10yr), extended (25yr), and graduated repayment.
Extra Payments
See how extra monthly payments reduce total interest and payoff time.
Multiple Loans
Calculate payments for multiple loans with different rates.
FAQ
What is the average student loan payment?
The average monthly student loan payment is about $300-400 for a $30,000 balance at 5% over 10 years.
Should I pay off student loans early?
If your rate is above 5-6%, paying extra can save thousands in interest. No prepayment penalty on federal loans.