401k Calculator

Free 401k retirement calculator. Estimate your 401k balance at retirement with employer match and compound growth.

Annual Salary ($)

Your Contribution (%)

Employer Match (%)

Match Limit (% of salary)

Current Balance ($)

Years to Retirement

Expected Return (%)

Factor in employer matching contributions up to a specified percentage.

See how compound interest grows your 401k over decades.

Estimate annual tax savings from pre-tax contributions.

FAQ

At minimum, contribute enough to get your full employer match (free money). The 2024 contribution limit is $23,000 ($30,500 if 50+).

Many employers match a percentage of your contributions, typically 50% or 100% of the first 3-6% of salary.